Crowded stores, icy driveways, poorly lit decorations, and hurried hosts can all contribute to unsafe conditions and increased chances for injury. If you or a loved one is injured on someone else’s property—whether in a private home, at a business, or at a holiday event—knowing what to do next can make a significant difference in protecting your health and your legal rights.

Below are key steps to take after a premises-related injury during the holidays.

Seek Medical Attention Immediately

Your health comes first. Even injuries that seem minor—like a twisted ankle or a bump on the head—can worsen over time. Visiting a medical professional creates documentation linking your injury to the incident, which can be crucial later.

Tip: Keep records of all medical visits, diagnoses, treatment instructions, and expenses.

Report the Incident to the Property Owner or Manager

Notify the homeowner, store manager, landlord, or event organizer as soon as possible.

For businesses, request that they complete an official incident report and ask for a copy. If the injury occurs at a private home, send a brief written message (text or email works) describing what happened and confirming the date and time.

Document Everything

Evidence can disappear quickly—especially during busy holiday events.

• Take photos or videos of the hazard (snow/ice, spilled drink, broken steps, uneven flooring, holiday decorations, etc.)
• Photograph your injuries
• Gather contact information for anyone who witnessed the accident
• Save the clothing or shoes you wore, especially if they were damaged

Avoid Making Statements About Fault

It’s natural to feel embarrassed or apologetic after a fall or injury, but avoid saying things like “It was my fault” or “I’m fine.” These statements can be used against you later, even if made casually. Stick to the facts when describing what happened.

Do Not Automatically Accept a Quick Settlement

If an insurance adjuster contacts you, understand that their goal is to minimize the payout—not to protect your long-term wellbeing. Early offers are often much lower than what your injury may be worth. Do not sign any documents or give a recorded statement without first seeking legal advice.

Consult a Premises Liability Attorney

Every property owner has a legal duty to keep their premises reasonably safe for guests and visitors. If negligence played a role in your injury, you may be entitled to compensation for:

• Medical bills
• Lost wages
• Pain and suffering
• Ongoing treatment or rehabilitation
• Property damage

An attorney can help preserve evidence, negotiate with insurance companies, and protect your rights throughout the process.

No one wants an injury to disrupt their holiday season. But if an accident occurs on someone else’s property, taking the right steps can help you recover physically, financially, and legally. Staying informed ensures you’re prepared during one of the busiest—and most hazardous—times of the year.

If you have questions about a holiday-season injury or believe a property owner’s negligence contributed to your accident, we are here to help. Reach out for a consultation anytime.